Cullman Bancorp

Cullman Bancorp Inc is a holding company for Cullman Savings Bank (the Bank). As a community-oriented savings bank, the Bank offers a range of deposit and loan products to individuals and small businesses. The Bank's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential loans, commercial real estate loans, construction loans, home equity loans and lines of credit, commercial loans, automobile and other consumer loans. The Bank's deposit products include checking accounts, savings accounts, certificates of deposit and individual retirement accounts (IRAs). Its savings accounts include statement savings, platinum savings, Christmas club account and kids club savings account. Its small business and commercial loans include commercial term loans, commercial real estate, commercial lines of credit and construction loans.