EVERTEC, Q3 2026 Earnings Call Transcript

EVERTEC’s third-quarter revenue rose 24% year over year (21% at constant currency) and adjusted EBITDA increased 19%, with Latin America Payments and Solutions the largest growth contributor. Management cited acquisition contributions, broad-based organic growth and foreign-exchange gains; faster growth in Latin America is also shifting the business mix and weighing on reported margins. The company raised its 2026 revenue and adjusted EPS outlook, while keeping constant-currency revenue growth expectations broadly unchanged. It expects Latin America Payments and Solutions revenue to grow in the low-to-mid-40% range on a reported basis, with mid-to-high-30% growth at constant currency.

For 2027, management expects continued Latin American growth from new business, cross-selling and the Transbank contract, whose contribution should build into 2028. Acquisition synergies and cost discipline are expected to help offset mix pressure. Growth may be tempered by lower Getnet volumes, reduced EBT pricing in Puerto Rico and more moderate growth in some established businesses. Foreign-exchange volatility remains a consideration; management said it sees no significant near-term impact from Brazil’s political environment.