Commercial loans to the constituent entities and municipal formations of the Russian Federation

are loans granted by commercial banks on a maturity, repayment, interest payment and targeted use basis.

Among the constituent entities of the Russian Federation, the recipients of commercial loans are the republics, territories, regions, cities of federal status, as well as autonomous regions and districts, such as the Khabarovsk Territory, 01, 08.2020. Among municipal formations, the borrowers are municipal and rural settlements, urban districts and municipal areas, for example, Balakovsky District, 02, 08.2020.

Commercial loans are raised through the Unified Information System for procurement in accordance with Federal Law No. 44-FZ dated 5/4/2013 "On Contract System for State and Municipal Procurement of Goods, Works, and Services".

Commercial loans are granted to the constituent entities and municipal formations of the Russian Federation in three forms:
1. non-revolving credit facility (Dubna, 01, 07.2020)
2. revolving credit facility (Voronezh, 01, 07.2020)
3. term facility (Alnashsky District, 01, 07.2020)

The main procurement methods used to raise commercial loans are electronic auctions (Kostroma, 10, 07.2020) and request for proposals (Smolensk, 04, 07.2016).

The majority of public procurement of loans is conducted on the electronic platforms of Sberbank-AST and RTS-tender, as well as the Unified Electronic Trading Facility.