Russian Standard Bank (TIN 7707056547, OGRN 1027739210630) — Company card

company Russian Standard Bank
full company name Joint Stock Company "Russian Standard Bank"
type of legal entity Joint-stock company
country of risk Russia
country of registration Russia
industry Banks

Company details

  • TIN
  • KPP (for Russia)
  • OGRN (for Russia)
  • OKPO (for Russia)
  • OGRN date (for Russia)
  • pre-LEI / LEI
  • BIC
  • Banking License Number


Russian Standard Bank is one of the leading consumer lenders in Russia and one the country’s most profitable privately held banks, offering world-class products and services to a broad range of customer audiences. The bank operates in full compliance with international best practices and in continued collaboration with leading financial institutions around the world. With a well-defined business strategy, high quality financial products and innovative information technologies, Russian Standard Bank pioneered the new consumer lending market in Russia. Russian Standard Bank dominates the consumer finance sector in Russia with more than 25 million loan customers and nearly 50% of the credit card market. The bank has issued over 25 million credit cards and cooperates closely with approximately 21,000 trading partners. The bank also has a 30% market share of point-of-sale consumer lending, with the majority of loans approved for the purchase of household goods. The total volume of consumer credit loans exceeded US$30 billion as of December 31, 2008. Russian Standard Bank is one of the largest Russian banks in terms of all key operating indicators. The bank is in the top five in Russia among private retail banks in terms of assets and profits, and is ranked among the “1,000 Largest Banks of the World,” as reported by the British magazine The Banker. The bank’s insurance arm, Russian Standard Insurance, has quickly and successfully expanded into the credit life insurance market with more than 9 million lives insured. In less than three years, Russian Standard Insurance became the top credit life insurer in Russia, and today it is one of the leading term life insurers in the country. Russian Standard Insurance offers innovative life and health insurance policies to personal loan, car loan and credit card loan customers, leveraging branches in 72 cities across Russia. Powerful Coverage & Regional Expansion Russian Standard Bank’s distribution network covers 93% of the Russian population. The bank has over 400 branches and representative offices across the country. It offers over 46,000 POS locations in retail outlets and over 2,500 ATMs and cash-in machines. The bank employs 25,000 people across its organization. The bank works extensively in all regions and its volume of personal loans originating outside Moscow continues to grow rapidly, accounting for 83% by value in 2008. Exclusive Partnership with American Express Russian Standard Bank is the exclusive issuer of American Express branded credit cards in Russia. Signed in 2005, the partnership with American Express introduced the American Express brand, products and services into the Russian market on a major scale. The partnership was expanded in 2008, placing Russian Standard Bank in charge of: signing new merchants in Russia to accept the American Express Card; managing relationships with existing American Express merchants and processing transactions on the American Express network. Russian Standard Bank’s own merchant network covers more than 90,000 locations in Russia. Since January 2008, the Bank has increased its network by more than 21,000 locations, with plans to extend the network further throughout Russia’s regions. Russian Standard Bank (“RSB”) is a consumer finance bank organised as a closed joint stock company under the laws of the Russian Federation. RSB’s business activities are primarily focused on consumer finance and other retail services, including credit cards services and deposit taking. As an ancillary business, RSB also offers a variety of banking, corporate finance, lending and other services to Russian corporate clients (including payment and account services, cash handling and settlement services).
Show full profile info

News and documents


Issuer credit rating

Rating AgencyRatingRating scaleDate
Moody's Investors Service *** LT- foreign currency ***
Moody's Investors Service *** LT- local currency ***
S&P Global Ratings *** Foreign Currency LT ***
S&P Global Ratings *** Local Currency LT ***
S&P Global Ratings *** LT National Scale (Russia) ***
Fitch Ratings *** LT Int. Scale (foreign curr.) ***
Fitch Ratings *** National Scale (Russia) ***
Fitch Ratings *** LT Int. Scale (local curr.) ***
Moody's Interfax Rating Agency *** National Scale (Russia) ***
RusRating *** International scale ***
RusRating *** National scale (Russia) ***
National Rating Agency *** National scale (Russia) ***
Registration required. Please log in or fill in the registration form.

Outstanding bond issues amount

Сurrency Outstanding bond issues Cumulative volume
USD 2 976 000 000


Issue Volume, mln Status
Center-Invest Bank, BO-10 3,000 RUR Co-underwriter
VTB, BO-43 20,000 RUR Co-underwriter
Russian Agricultural Bank, 21 10,000 RUR Co-underwriter
Transcapitalbank, BO-02 2,000 RUR Underwriter
Otkritie Bank, 01 (former Bank OTKRITIE, 01) 3,000 RUR Joint Book-Running Manager
Bank ZENIT, 08 5,000 RUR Co-underwriter
Sviaz-Bank, 04 5,000 RUR Joint Book-Running Manager
Russian Agricultural Bank, 13 5,000 RUR Underwriter
Russian Agricultural Bank, 12 5,000 RUR Underwriter
Russian Agricultural Bank, 14 10,000 RUR Underwriter

IFRS indicators

year 1 qr 2 qr 3 qr 4 qr
2016 1 qr 2 qr 3 qr -
2015 - 2 qr - 4 qr
2014 - 2 qr - 4 qr

Consolidated IFRS reports

year Q1 H1 9M Y
1.92 Mнац
1.38 Mнац
1.39 Mнац
1.85 Mнац
5.33 Mнац
1.5 Mнац
0.99 Meng
1.42 Mнац

Issuer's quarterly reports

year Q1 H1 9M Y
2.35 Mнац
1.84 Mнац
1.24 Mнац
0.88 Mнац
2.34 Mнац
1.95 Mнац
1.49 Mнац
1.16 Mнац

Annual reports

year national english
3.72 Mнац
7.07 Mнац
1.65 Mнац
1.44 Meng
2.05 Mнац
1.31 Meng
3.62 Mнац
3.54 Meng
4.28 Mнац
8.86 Meng